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A joint facility between BII, Sampoerna Foundation and International Finance Corporation by providing financial support for educational financing in University graduate (Bachelor) and post graduate (Master and Doctorate) to university* across Indonesia.
Easy and Surely!
- Surely prepared education financing.
- Application can be easily get from university*, Sampoerna Foundation, and BII branches nearest.
- Easy access to well known university* across Indonesia
- Simple requirement
- Maximum credit facility up to IDR 200 million
Plenty of Advantages!
- No Collateral Credit Facility
- Administration Fee is Free
- Credit Provision Fee is Free
- Flexible Credit Tenor that is 6, 12, 18, 24, 30, and 36 months.
- The debtor can be Parents, Uncle/Auntie, Spouse, Family Member, or such Student.
- Very Competitive Interest Rate.
- Income can be calculated by joint income.
- Well known participating university* across Indonesia.
- Credit process can be accepted before University intake for surely bank financing.
Special Benefits await you!
- You get BII ComboCard for free and enjoy price discount up to 20% at thousands of merchants all over
- You can transact at 700 BII ATM, 3,000 ALTO ATM and over 800,000 Cirrus ATM
- You can conduct various bill payment transaction: credit card, Telkom, hand phone, pager, insurance and mutual fund at BII ATM
- Access to BII Internet Banking
Conditions to be met by applicant:
- Indonesian citizen (WNI) who is law literate.
- Minimum age of applicant is 21 years old or is married, and maximum is 60 years old (when credit duration ends).
- Minimum net income must be IDR 40 million per year.
- Work experience must be at least 1 year for employees and 2 years for professional and entrepreneurs.
- Location of residence/work must be located within BII branch area.
- Applicant must be willing to open savings account at BII.
Document Requirement for Employees and Student:
- Original Application Form
- Copy of ID (KTP) belonging to Debtor, Spouse, Guarantor, and Student
- Copy of Kartu Keluarga including Student
- Original Salary Slip and original Work Reference Letter
- Copy of Marriage/Divorce.
- Copy of personal NPWP or copy of SPT PPH 21
- Copy of Birth Certificate of Student
- Original of Offering Letter from University for Student
- Copy of Latest Legalized Educational Certificate for Student
- Copy of Latest Student ID for Student
- Copy of Latest Legalized Transcript for Student
Additional for Entrepreneurs:
- Copy of SIUP
- Copy of current2/savings account for the last 3 months
- Copy of Personal NPWP
Additional for Professionals:
- Copy of business license
- Copy of current/savings account for the last 3 months
- Copy of Personal NPWP 3
* Participating Universities
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